AHCA/NCAL has embraced HealthCap® for more than a decade as a premier provider of liability insurance. Our member-owned program has been dedicated to solely serving senior care communities since 2001. Our members have the fewest liability claims in the industry, and we settle claims for approximately one-half the industry average. HealthCap provides more than an insurance policy. Our comprehensive risk management services provide risk consulting, education, 24-hour support, and a library of robust risk management resources.